In this episode of the Asia Pacific Series, I spoke with Chia Jeng Yang of Saison Capital about UBX, the FinTech venture studio created by the Unionbank of the Philippines. I shared how we started UBX to positively impact financial inclusion and business growth through technology.
Embedded Finance in the Philippines#
Founded in 2018 by Union Bank of the Philippines, UBX operated in Singapore and the Philippines; recognized as the Fastest Growing Fintech Company in South East Asia 2020 by UK-based Global Brands Magazine and Best Digital Community Impact Initiative in South East Asia 2020 by Capital Finance International (CFI.co).
Coming from Canada, with a degree in Astrophysics and experience in telecom, commercial software, banking and insurance industries, provides me a unique and well-rounded perspective on digital platforms, which we explored in this episode.
Key Discussion Points:#
- UBX’s partnership with the Cardano Foundation: Exploring blockchain utility in institutional finance.
- The Underlying Pipes: Building the infrastructure required for the Embedded Finance economy.
- Venture Building in the Philippines: Why the studio model is the most effective path to scale in emerging markets.
- The Crypto Opportunity: Understanding the regulatory and commercial landscape for digital assets in the region.