How x402 is changing the payments landscape
Why are online payments still stuck in 1999? While the web evolved from static pages to dynamic apps, and AI agents now act autonomously across the internet, the way we pay online hasn’t kept up. That’s about to change.
The Report#
This 17-page report explores x402, a new protocol by Coinbase that activates the web’s long-dormant payment layer: HTTP 402 – Payment Required.
Inside the Report:
- Why HTTP was always meant to include payments
- How PayPal and Stripe solved for speed—but not autonomy
- Why modern payment systems fail for AI agents, APIs, and micropayments
- How x402 enables instant, autonomous payments using stablecoins
- The end of subscriptions? How x402 could disrupt SaaS and banking models
The Audience#
This report is relevant for fintech founders, internet infrastructure builders, Web3 and AI developers, product managers, protocol thinkers, and investors looking for an overview of the history of payments on the web, the challenges we face today, and looking ahead with a protocol like x402.
What you’ll get#
- A beautifully written, digestible PDF (17 pages)
- Instant access
- Exclusive updates on future essays, protocols, and tools reshaping digital finance
Stripe made payments easy. x402 makes payments native. Get ahead of the next shift in internet infrastructure.
Download the report. Join the conversation. Shape what’s next.