John Januszczak
Visionary Strategy. Pragmatic Execution. 25 Years of Scaling Fintech in Southeast Asia.
Don’t Just Launch. Scale to Exit.#
Most corporate innovation labs are cost centers. Most market entrants get stuck in regulatory limbo. I help Board Directors and CEOs build independent, revenue-generating ventures that return capital.
Proven Execution at Scale#
As the former President & CEO, UBX (Fintech & Venture Capital arm, UnionBank of the Philippines) and former Chief Operating Officer, Manulife Philippines, I leverage 25 years of operational leadership to de-risk your venture.
The Venture Operating System#
This is not a consulting framework; it is an execution blueprint. Refined through billions in transaction volume and multiple exits, this system minimizes risk and accelerates the path to liquidity.
1. Feasibility
Market Entry & Entity Structuring. Before you burn capital, we validate the business model against local realities.
Explore Market Entry →2. Market Entry
Regulator Engagement & Licensing. Turning compliance from a blocker into a competitive moat.
See Regulatory Strategy →3. Build
Venture Building & Talent. Recruiting the "net-new" DNA required to ship product at startup speed.
View Venture Playbook →4. Scale / Exit
Fund Management & Returns. Structuring CVC funds to deliver 3.0x TVPI and strategic liquidity.
Audit Your Innovation →Execution vs. Theory#
The market is flooded with consultants who sell strategy decks. I sell operational reality. While traditional firms focus on billing hours and delivering reports, my methodology is built on 25 years of having skin in the game. Here is the difference between hiring a consultant and partnering with an operator.
| Metric | Traditional Management Consultant | John Januszczak (Operator-Advisor) |
|---|---|---|
| Output | 100-page Strategy Deck | Live Entities, Licenses & Hired Teams |
| Risk | Fees for Time | Reputation & Outcomes |
| Experience | Observed Industry Trends | Built & Exited Ventures (UBX, DragonPay, Klaytyn, etc.) |
| Network | General “Contact List” | Direct Access to Regulators & Tech Leaders |
| Skin in Game | None | Proven Investor Mindset (1.05x DPI / 3.0x TVPI) |
Standout Achievements#
- Scaling the Philippines’ Leading Embedded Finance Platform: Built UBX from zero to >100B GTV and 22% market share in just 6 years.
- Achieved Top-Tier CVC Returns: Directed corporate capital allocation to deliver 3.0x TVPI and full liquidity (1.05x DPI) in under 4 years—outperforming industry benchmarks for corporate venture.
- Regulatory Firsts: Launched the first Central Bank approved stablecoin (PHX) and established the country’s leading Open Finance platform.
